There’s nothing like buying your very first home. The excitement of knowing you can paint the inside whatever colour you like. The thrill of hammering a few nails into the walls for your favourite prints and not worrying about the consequences. You want your first-time buying property to be as straightforward and stress-free as possible, […]
A low doc (or low documentation) home loan is a type of home loan that can be approved without the normal income verification requirements. What this usually means is that you sign an income declaration and provide reduced income evidence often in the form of BAS, business bank account statements or an accountant’s declaration. The […]
No doubt you’ve seen your business insurance premiums rising in recent years, but are you aware of insurance premium funding and how it can help you fund these expenses? The types of insurance your business may need vary from property, vehicles, workers’ compensation, public liability and product liability to professional indemnity, business interruption, cyber and […]
Long-haul transport is crucial in moving goods between major cities over distances above 400km. The latest statistics show that metropolitan freight movement in Australia is forecast to grow by nearly 60 per cent over 20 years to 2040. This means it’s time for business owners in this sector to start investing in truck finance to grow […]
For most Australian households, much of their wealth is tied up in their current home. With home prices rising substantially over the past couple of years, homeowners can often find themselves sitting on a large amount of equity that they could use for other things. Equity is the difference between the value of your property […]
What is debt consolidation? Debt consolidation is when you take out one loan to pay off multiple debts. This can help you to simplify the juggling act of paying off multiple debts, as it allows you to make one monthly payment instead of many to different creditors. On top of this, debt consolidation can also […]
Whether your business is looking to alleviate some cash flow issues, implement a new idea, or stock up for the new financial year, a short-term business loan may be just the thing you need. Established businesses can access business loans – depending on the lender, sometimes up to $500,000 – which the business can pay […]
With many people feeling the pressure of the increased cost of living, starting a side hustle is becoming more and more tempting. However, side hustles aren’t something to be entered into without careful consideration first. If you’re considering starting a side hustle, here are some key things to consider. What is a ‘side hustle’? […]
No matter how much you earn for a living, when it comes to budgeting, some of us simply find it easier than others. With so many budgeting tips and strategies available it can get confusing when trying to invest in a long-term strategy that works for you. An alarming 86 per cent of the Australian population […]
Tip #1: Keep Track of Your Spending Start by getting on top of your spending habits. Break down your spending categories and look at which ones are most important. You may find some expenses like monthly subscriptions coming out of your account that you forgot about. Cutting down on some of these non-essential expenses is […]